Just spoke with our insurance agent and, after the repair job marathon by hubby, the carrier declined our insurance coverage. *HEAVY SIGH* They didn’t give any specific reasons, just the “thank you very much – we don’t want to cover you” kind of thing. So now we have coverage by Citizens, the state-run insurance agency. Fortunately for us, the roof certification showed that we had 3-4 years left on the life of our roof, and Citizens requires a minimum of 3, so we lucked out there and don’t have to put a new roof on right now.
So we’re good for insurance coverage for the next year…we also have an application being processed for flood insurance since we live by a creek. Our neighbors, who have been here 8 years, say that it’s never flooded, even during hurricanes, but I really think we ought to have it.
So now what do we do? I’m in post-tax return, post-insurance crisis let-down and am kind of going around in circles…I think I will head to the master bedroom and see what I can do to help get that room in order. So far hubby has been flying solo in the renovation efforts, so I would love to pitch in. Just to refresh your memory, here is the master bedroom before we started working on it:
To the untrained eye, this may look like we’re going backwards, but I can assure you, we’re making progress 😮